{
  "schema_version": "0.1.0",
  "mode": "simulation",
  "purchase_id": "DEMO-1087",
  "merchant_id": "demo-atlas-api",
  "order_id": "export-1087",
  "asset": "DEMO",
  "network": "simulation-only",
  "amount_units": 100,
  "asset_decimals": 0,
  "payment_destination": "demo-merchant-001",
  "refund_beneficiary": "demo-buyer-001",
  "collection_source": "demo-reserve-001",
  "policy_version": "demo-v1",
  "maximum_refund_units": 100,
  "claim_window_seconds": 604800,
  "claim_window_starts_at": "confirmed_settlement",
  "delivery_due_seconds_after_settlement": 86400,
  "covered_failure": "export_not_delivered_by_deadline",
  "evidence_rules": [
    "fictional_service_receipt",
    "fictional_independent_delivery_log"
  ],
  "decision_authority": "demo-reviewer",
  "partial_collection_allowed": true,
  "guarantee": null,
  "offer_expires_at": "2026-10-31T00:00:00Z",
  "nonce": "fictional-1087",
  "signature": null,
  "verification_status": "unsigned_fixture"
}